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Employee Benefit Plans and Programs

Don’t just balance work and life.
Love them both.

Benefit Details

Eligibility Date

The first of the month following thirty (30) days of continuous employment.


Medical Insurance and Rx

EPO
Designed to be a cost-effective means of obtaining health care for you and your family. The EPO offers a full range of coverage with low out-of- pocket expenses. All services must be received from providers in the Preferred EPO Network unless it is an emergency; otherwise the service will not be covered.

PPO
Offers four plans to choose from with varied out-of-pocket expenses depending on your needs. With the PPO plans, you have the flexibility of using the EPO Network, the Blue Shield Network, as well as three of the plans offer an out-of-network benefit. The Preferred EPO Network offers the lowest out- of-pocket costs. Please see the EPO entry above for more details.

Prescriptions

  • Retail Pharmacy: 30 Day Supply
    • Formulary Generic / $15 copay
    • Formulary Brand /  $90 copay
    • Non-Formulary Brand / $120 copay
    • Specialty Brand 25% (Max $150)
  • Mail Order Pharmacy: 90 Day Supply
    • Formulary Generic / $30 copay
    • Formulary Brand / $90 copay
    • Non-Formulary Brand / $120 copay
    • Specialty Brand 25% (Max $150)


Dental Insurance

Delta Dental PPO – The freedom to choose either a participating dentist or any non-network dental care provider. You will experience cost savings features when using a dentist who is a Delta Dental Preferred Provider.


Vision Insurance

Voluntary Vision Plan with the largest national provider of eye care coverage, VSP. Examination and lenses every 12 months and frames every 24 months.


Basic Life Insurance

Basic Life Insurance / AD&D – 1x base annual salary up to $200,000 maximum. Supplemental Life/Voluntary AD&D Plans available.


Disability Insurance

  • Employer paid; Long-Term Disability coverage is available with 180-day elimination period and 60% income protection to $2,000 monthly maximum.
  • Supplemental Long-Term Disability coverage is available. Short-Term Disability is available with a 7 -day elimination period and 60% of weekly income protection up to $2000/weekly for up to 26 weeks.

 

Flexible Spending Program

  • Medical Care Reimbursement is used for most medical expenses that are not covered by your insurance. The maximum amount you can contribute is $2,650 annually on a pre-tax basis. This is an IRS program.
  • Dependent Care Reimbursement allows you to use pretax dollars for dependent care expenses, such as day care. The maximum that you may set aside is $5,000 annually on a pre-tax basis for this account.


401(k)

You may contribute any amount up to 75% of your pay on a before tax basis; the maximum for calendar year 2022 is $15,500. Age 50 and older can contribute an additional $6,500 per year. All regular full time and part time employees are eligible to participate


Credit Union

Community Health Care Credit Union
48 Haynes Street
Manchester, CT 06040
860.643.3420


Paid Time Off (PTO)

Paid Leave is front loaded (26 days/fiscal year), included are (6) company observed holidays.


Additional Benefits

Tuition Assistance, Direct Deposit, Employee Assistance Program, Emergency Travel Assistance, Identity Theft Protection, Critical Illness, Pet Insurance, Whole Life Insurance, Discount Gym Membership and various Wellness Programs.

 

Sign On Bonus

When a new employee is hired into a benefit eligible position of 20+ hours, we have established a tiered sign on bonus program in which the new employee will receive a bonus six months from their start date and again at their second anniversary of employment. New employees receive a Sign-On Bonus of:

  • Tier 1: $15,000

  • Tier 2: $9,000

  • Tier 3: $6,000